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It's Cup Day, and we've got your sure thing, thanks to data. Just don't bet on a rate cut - or Hillary Clinton. There's a ne View this email via your browser

10 things you need to know this morning in Australia It's Cup Day, and we've got your sure thing, thanks to data. Just don't bet on a rate cut - or Hillary Clinton. There's a new mystery river monster. And how to get your boss to say yes.

Fintech could be bigger than ATMs, PayPal, and Bitcoin combined We've entered the most profound era of change for financial services companies since the 1970s brought us index mutual funds, discount brokers and ATMs.

6 things Australian traders will be talking about this morning It's all quiet on the markets front this morning with no residual impact from Friday's news the FBI is re-investigating Hillary Clinton's mail use.

11 signs you're not ready to make the leap from renting to buying Making the leap from renting to buying is thrilling and liberating. But it's also a big decision, both for your future and your finances.

CLINTON: The FBI has 'no case' against me Hillary Clinton said the FBI has "no case" against her during a Monday speech at Kent State University in Ohio, adding voters shouldn't be "distracted" by the latest FBI revelation.

Uber drivers are more likely to cancel on men with 'black-sounding' names, study finds Discrimination against African Americans is a common occurrence among ride-hailing services like Uber and Yelp, according to a new study on driver behaviour.

Australia is no longer home to the largest 'McMansions' in the world Australia is no longer building the largest houses in the world, according to new research from Commsec.

Mark Carney will stay as Bank of England governor until 2019 Bank of England Governor Mark Carney will stay in his role until 2019, the Bank of England confirmed on Monday evening, ending weeks of speculation about the governor's future with the bank.

Here's why Facebook users across the US are 'checking in' at the Standing Rock protest Facebook users across the US are "checking in" at Standing Rock, a Native American reservation at the heart of protests against the Dakota Access pipeline.

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Business Insider Select: 9 mistakes you might be making in the first 10 minutes of the workday

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Good afternoon. Here are some highlights from around the site. View this email via your browser

9 mistakes you might be making in the first 10 minutes of the workday The first few minutes of your workday are critical to your productivity for the next eight hours.

The ANZ has sold its Asia retail and wealth business The ANZ is getting out of retail banking and wealth management in Asia.

Nothing seems able to stop the Sydney housing market juggernaut Not even a lift in the number of properties going to auction seems able to stop Sydney's housing market juggernaut.

Australia's mining sector is hiring again If there was ever a sign that conditions are improving in Australia's mining sector, it is surely found in these charts.

Professor who correctly predicted 32 years of elections says Trump will win -- but there are caveats Professor Allan J. Lichtman is sticking with his prediction that Donald Trump will win the US presidential election.

Commonwealth Bank is bringing China's Alipay to Australia It will make it easier for Chinese tourists to spend here.

Alcohol is no longer your liver's worst enemy SMH.COM.AU: Unless we can turn the tide, more than 7 million Australians will have this disease by 2030.

How to watch the 2016 Melbourne Cup online It's not called the race that stops a nation for nothing.

19 billionaires who were once dirt poor Not every billionaire was born with a silver spoon in their mouth.

A huge Marvel Comics exhibition is coming to Brisbane's modern art gallery next year The success of Marvel Comics movies has pushed them into the mainstream and art world.

This 23-year-old travels the world on weekends for under $1,400/trip to prove you don't need much time or money to travel Even the busiest people in the world have time.

How to save 30% on America's best business conference on tech and media It will bring together the best minds in the business to share what they see on the horizon.

Apple is stalling for time with its new Macbooks and Microsoft knows it Microsoft did something unimaginable. It upstaged Apple.

The tricky maths question one CEO asks to size up job candidates It's simple, but tricky.

Easy dinner party recipes that will impress any guest Planning the menu can feel like the most daunting part of hosting any dinner party.

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