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The 10 most important things in the world right now

Here's what you need to know for Wednesday.

Westpac CEO Brian Hartzer tells royal commission: 'I am not a car dealer'

Hartzer was questioned about car loan fraud and automatic credit card spending limit increases

The hunt is on for a high profile candidate to 'do a Wentworth' on Tony Abbott

Veteran MP appears to be facing a growing push from multiple grassroots campaigns to unseat him.

Australia's retail sales slowdown looks like it's becoming entrenched

Growth in Australian retail sales slowed sharply in the September quarter

'Our economy will suffer': Philip Lowe is concerned lending standards in Australia have become too strict

Australia's housing market has undergone a major shift over the past 18 months.

The areas in Sydney and Melbourne most at risk of apartment oversupply

Analysis from Citi shows the Melbourne CBD is most at risk of apartment oversupply.

The era of stocks being the only game in town for yield-hungry investors is over

In the era of peak quantitative easing, there weren't many investment options with yield.

A drone flew for more than an hour to deliver a fresh human kidney - and it arrived healthy

A US University team trials live organ-by-drone test Kidney stayed healthy during more than four hours of testing Drone travelled up to 4.5km with no damage to kidney

Why a declining money supply is now an 'ominous sign' for the global economy, in one chart

The global money supply – adjusted for US inflation – just contracted for only the sixth time since 1980.

A new study has found a cultural challenge for entrepreneurs in Australia that's bigger than fear of failure

There are currently more than two million small businesses in Australia, and the survival rate for first three years is still below 40%.

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