10 things you need to know this morning in Australia

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10 things you need to know in Australia this morning Welcome to Wednesday.

This one chart shows exactly how desperate the RBA has become for the government to step in and save the economy The Reserve Bank of Australia (RBA) has been pleading with the federal government to throw out its plan to return to budget surplus and get the economy moving for months.

Unions are pushing for 5-year prison sentences and multimillion-dollar fines for wage theft, but an employer group says it shouldn't be considered a crime at all Employers found to have underpaid their workers could face up to five years in prison and $1 million fines, under new rules proposed by Australia's largest union the ACTU.

New South Wales residents can now use their smartphone as a digital driver's licence – here's how to set it up Digital drivers licences are now available to residents of New South Wales to use as photo ID. The licences are available through the Service NSW app for iOS and Android and come at no additional cost. They can be used as ID when you're stopped by police and to enter pubs and clubs.

The big four banks are reluctant to cut interest rates, but customers are also reluctant to leave them behind – who's to blame? On October 14, the Treasurer Josh Frydenberg launched an ACCC inquiry into the housing market, with a focus on pricing and transparency of home loan rates.

Elon Musk said he wishes Tesla's Model 3 were cheaper, even though customers weren't that interested in its least expensive version Elon Musk said he wishes the electric-car maker's Model 3 sedans were less expensive in a June deposition obtained by PlainSite, an organisation that advocates for transparency in the US judicial system.

The UK will hold a general election on December 12 after Parliament backs snap poll Members of the UK Parliament voted to hold a general election in December. A general election is set to take place on Thursday, December 12. Prime Minister Boris Johnson had asked MPs to pass a law overruling previous legislation preventing another election until 2022.

I've only been using Apple's new AirPods Pro for a few hours, but it already feels like the upgrade we've been waiting for Apple's new AirPodsPro offer meaningful upgrades compared to the standard version, particularly the ability to switch between noise-cancellation mode and transparency mode.

House Democrats took an important step in the impeachment inquiry, throwing a wrench into the GOP's biggest defence On Tuesday, House Democrats officially filed a resolution outlining the terms and parameters of the ongoing impeachment inquiry into President Donald Trump.

A small business that makes donuts for dogs struggled to scale up – this is how it got back on track Starting a business is no easy feat, no matter the industry or the needs it's trying to meet, and many businesses fail to succeed or even get off the ground.

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