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10 things you need to know this morning in Australia

Monday 11 November 2019

Business Outsider

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86 400 just became the first Australian digital bank to offer home loans without paperwork – but you'll still need a broker

86 400 has become the first Australian digital bank to offer home loans, launching into the market on Tuesday. The bank has revealed to Business Insider Australia that customers won't have to submit any physical documents and will be able to share their financial situation in just a few clicks.
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The big banks want to charge 10,000 first home buyers higher interest rates, despite the government's new guarantee

First home buyers could pay higher interest rates under a government scheme that would allow them to buy with a deposit of just 5%, as the banks baulk at the mechanics.
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The Australian government will force ISPs to block illegal offshore gambling websites

For the first time, the Australian Communications and Media Authority will work with Australian internet providers to block illegal offshore gambling websites.
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Qantas wants to slash its net carbon emissions to zero by 2050, which CEO Alan Joyce says is 'ambitious but achievable'

Qantas plans to cut its net carbon emissions to zero by 2050. As part of its goal, the airline is doubling the number of flights being carbon offset and capping its emissions from 2020 onwards.
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The Australian 'castle' is the smallest it's been in 17 years, as we trade McMansions for apartments

Average house sizes have been shrinking in Australia to now be at their lowest point since the turn of the century, according to the latest CommSec report.
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Tesla's setting up for a strong 2020 that could send the stock to an all time high, according to Jefferies

Jefferies upgraded its price target for Tesla to $US400 from $US300, reflecting expectations of higher earnings and an improved balance sheet, according to a Monday note from analyst Philippe Houchois.
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Apple reportedly revealed the devices it expects to replace the iPhone during a secret employee meeting in October

For the past 10-plus years, Apple has made billions of dollars by manufacturing and selling the iPhone. With smartphone sales plateauing, Apple has been looking toward the next decade - and reports indicate that Apple's "next big thing" is smart glasses.
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The most beautiful places to visit in the US

Insider rounded up the most beautiful places in the US, based on our own travel rankings as well as those of other publications. Notable destinations include the Pacific Coast Highway, Lake Tahoe, and Central Park.
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Switching your phone to dark mode could be a game-changer for your battery life, especially if you have one of 3 iPhones

Dark Mode, which inverts a smartphone's display to a predominantly black background, was a highly anticipated addition to Apple'siOS 13 release in September.

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