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10 things you need to know this morning in Australia Morning, team.

Australians will receive a COVID-19 vaccine free of charge under a new deal announced by the prime minister – assuming trials go well The Australian government has secured a deal for 25 million doses of the Oxford University vaccine, if tests prove successful. Under the agreement Australia would be able to manufacture the vaccine locally once a formula is approved.

Australians could be about to see a discount on their student debt for the first time since 1997, thanks to the coronavirus Outstanding Australian student debts could fall on their own this year, if the economy continues to decline. The nation's HECS-HELP debt is fixed to the growth in the consumer price index (CPI), which fell by its largest margin in more than 70 years in June.

BHP, the nation's largest miner, has confirmed it is seeking to exit thermal coal globally The nation's largest miner, BHP, has confirmed it is seeking to exit thermal coal mining globally and some of its metallurgical coal mines in Queensland in a bid to remove risk from its portfolio.

Meet the low-key Australian bosses who have struck it rich during the pandemic A stunning pandemic sharemarket rally has delivered a $1.4 billion payday to a handful of low-key company founders and executives, who have ridden the boom for technology, mining or products benefiting from the global health crisis.

1 in 3 businesses have gone cashless during the coronavirus pandemic, according to a new report Cash payments across businesses have dropped during the pandemic, according to a report from Square. The report found that one in three businesses has turned cashless, meaning 95% or more of their transactions are made through debit or credit cards.

'Stop the fear mongering!': Peeved cruise-goers tell the CDC they're ready to set sail despite the pandemic The Centres for Disease Control put out a call for public feedback on how to restart cruises, and responses show that many travellers are eager to set sail again.

Trump dismisses concerns that banning WeChat could hurt Apple's iPhone sales: 'Whatever' President Donald Trump dismissed concerns that his executive order banning WeChat could hurt Apple's iPhone sales. On Friday, a reporter asked Trump if he's concerned about the ban's potential harm to Apple's business, to which the president replied, "Whatever."

WHO: 'We are nowhere close' to having the herd immunity needed to stop the coronavirus The WHO's Dr. Mike Ryan said "we're nowhere close" to having herd immunity levels needed to stop the coronavirus. Only about 10% of the global population has antibodies against the infection, and experts don't know how protective they are or how long the protection lasts.

Tell us what you think about small businesses and you could win a $250 Westfield gift card Selecting the services needed to keep a small business operating can be a difficult task. From choosing an internet provider to a payroll service, business owners are faced with a multitude of decisions and, during the current pandemic, ensuring these selections are cost-efficient and streamlined is a huge priority.

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