10 things you need to know this morning in Australia

Happy hump day, team.

Australian businesses are now more confident than they were before the pandemic, as Victoria begins the road to recovery

NAB's latest business confidence survey has hit its highest mark in more than 12 months, and reentered positive territory for the first time since January.

Harvey Norman took out a Shonky Award this year for peddling a high-interest credit card to customers. Here's who else made the list.

Consumer advocacy group Choice announced the winners of its annual Shonky Awards, where companies are called out for taking advantage of customers.

'Pretty striking': The strong early results for Pfizer's vaccine have led to calls for Australia to invest more in new manufacturing tech

Strong early results from Pfizer and BioNTech's phase 3 coronavirus vaccine trial have been welcomed by local vaccine experts, promoting renewed calls for Australia to invest in new types of vaccine manufacturing technology.

New regulations are on the table to force telcos to publish info about their performance and customer service

The Australian Communications and Media Authority (ACMA) is calling for telcos to publish information about their performance and customer service.

Half of Australia's international students will disappear by the middle of next year, taking more than $18 billion with them

Australia's economy stands to lose around $18.7 billion as the number of international students living here is expected to halve next year unless borders open.

Pfizer's coronavirus vaccine requires 2 shots given 3 weeks apart, which could make distribution more complicated

Pfizer's coronavirus vaccine candidate is more than 90% effective in preventing COVID-19, the company announced Monday. The vaccine involves two shots administered three weeks apart.

Apple unveils its new MacBook Air and MacBook Pro, the first laptops running Apple's homemade chip

Apple on Tuesday unveiled its latest MacBooks: the MacBook Air and 13-inch MacBook Pro. The new laptops are the first to contain the M1 chip, Apple's new homemade chip that will replace Intel chips in its Mac line. Because all of Apple's devices will now run on the same architecture, iPhone and iPad apps will now run directly on MacBooks.

Click Frenzy 2020: The best deals on gadgets and electronics

For those who are after value for money, Click Frenzy has officially kicked off at 7pm last night – offering a 53-hour window to pick up a bargain or two.

Struggling to manage your money? You may need financial therapy.

Financial therapy is a practice that looks at our relationship with money and the psychological, behavioural or cognitive beliefs we have around it.

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