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10 things you need to know this morning in Australia Morning all.

Health Minister Greg Hunt has warned national borders may not reopen even with 100% vaccination — and experts say the economic fallout could be significant Health Minister Greg Hunt warns that international borders might not reopen even if the entire population is vaccinated at a news conference on Tuesday.

Coinstash wants to let Australians spend, earn interest on, and borrow against their crypto holdings Coinstash has just wrapped up a $2.8 million crowdfunding raise as it gets ready to launch three new cryptocurrency products. The cryptocurrency platform plans to allow Australians to spend, earn interest on, and borrow against their digital coins.

Payment company Square is set to offer interest-free business loans to customers in Australia Square is bringing interest-free business loans to Australia in the coming months. The loans can be issued to customers with a Square terminal, with card sales determining repayments and loan size.

'It's no surprise': Calls to a women's shelter service have spiked after the end of JobKeeper, the JobSeeker supplement, and renter protections A NSW service connecting women to emergency accommodation is facing "nonstop" calls after government support measures and renter protections came to an end.

Melbourne is now the second most affordable capital in the country for tenants, as rents fall to 2010 levels Melbourne is now the second most affordable capital city in Australia to rent. Domain data published on Thursday shows that it is almost the only state capital where rents aren't rising or holding steady.

The Ever Given's insurer calls the Suez Canal Authority's demand for nearly $1 billion bogus The UK Club, one of the ship's insurers, said the demand is "largely unsupported" and the Suez Canal Authority never provided a breakdown of costs.

Coinbase tumbles 19% in trading debut as valuation hovers around $100 billion Coinbase's roughly $100 billion opening valuation gave it a bigger market value than such companies as General Motors, FedEx, and Gilead.

A Twitch streamer ended his 31-day livestream by breaking the record for the most-subscribed-to personality on the platform Ludwig Ahgren, who goes by Ludwig on Twitch, is now the most subscribed to channel on the platform, surpassing Tyler "Ninja" Blevins.

Avatar robots are beginning to stake out their place in the workforce, and Japan is leading the way Robots are increasingly finding their way into the workforce in a variety of sectors. Kentaro Yoshifuji of OryLab is one of a number of entrepreneurs experimenting in the avatar robot field.

More than a third of businesses plan to spend more on the customer experience in 2021 The business world is still rattled by COVID-19 and the restrictions it has brought with it. All over the world, companies have had to adapt or fade away as people are urged to stay home or otherwise change their working habits.

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