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10 things you need to know this morning in Australia Another sign that house price growth in Australia is set to cool. Netflix is about to get more expensive. Did you see Spider-man in Iron Man 2? And a link between Trump and karaoke.

Mario Draghi stole the headlines overnight delivering 'another small but important shift in ECB rhetoric' After years of extraordinary monetary stimulus designed to help boost growth and inflationary pressures, it appears that the ECB is preparing markets for a reversal.

6 things Australian traders will be talking about this morning It was Draghi's night.

Turnbull pressured to demote Christopher Pyne as a same-sex marriage row threatens his leadership Malcolm Turnbull must put more conservatives in the cabinet and demote Christopher Pyne if he wants to hang on to his leadership and prevent civil war, senior conservatives say.

Google is dominating Apple in the classroom Google's Chrome OS is the preferred operating system on the majority of school desktop computers. It's also a growing mobile presence among teachers and students.

UBS: Things could get messy if oil drops below $40 If oil prices dip below $US40, it won't just be a problem for energy companies. It could hamper profits for corporations worldwide.

Australia is now 5th in fintech adoption -- ahead of Hong Kong, Singapore and USA A global study has shown Australia is one of the world leaders in adoption of fintech products and services, ahead of traditional financial and tech powerhouses like Germany, Hong Kong, Singapore and USA.

How Snapchat can survive Instagram's assault on its features Ever since last summer, Instagram has made a habit of replicating the features that have made Snapchat so popular.

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