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10 things you need to know this morning in Australia Hello hello. Let's see what's going on, shall we?

The Commonwealth Bank reckons there are four big economic indicators to watch this year in Australia The Commonwealth Bank has revealed its economic forecasts for 2020, delving into what will move Australia and the world this year. Chief economist Michael Blythe has identified domestic factors that will affect the country's fortunes including consumer spending, business investment and construction rates.

Jeanswest has just gone into administration, becoming the latest casualty in Australia's retail recession and putting 1000 jobs at risk The body count is mounting from Australia's retail downturn. On Wednesday, Jeanswest became the latest retailer to announce it is entering voluntary administration, putting nearly 1000 jobs at risk, and appointing KPMG as administrators.

Here are 8 travel and frequent flyer launches happening in 2020 you should know about Point Hacks has listed 8 new travel launches and frequent flyer schemes landing in 2020. These include additional flights to Tokyo, Qantas' new Points Club and Oneworld's new airport lounge network.

$10 trillion investment firm BlackRock says it is getting out of thermal coal. Here's why it won't affect Australia's biggest coal miners one bit. BlackRock, the world's largest asset manager, is centring its investment strategy around climate change – but it's unlikely to affect many of the largest thermal coal producers.

Amazon has filed a trademark for the term 'Amazon Pharmacy' in Australia, signalling a move into the highly regulated pharmaceuticals market The local arm of retail giant Amazon has filed a trademark for the term "Amazon Pharmacy", suggesting it could be looking to enter Australia's highly regulated pharmaceuticals market.

Tell us how you like to spend your cash – for the chance to win a $300 Deliveroo voucher Hi there. Here at Business Insider Australia, we believe in democracy. It's what this country was founded on and – when we're not stabbing our elected officials in the back – it's an ideal we try to uphold.

An astronaut in space photographed the giant smoke plume from the bushfires New images from NASA astronaut Christina Koch, who's onboard the International Space Station, show the scale of the Australian bushfires from space.

28 ways companies and governments can collect your personal data and invade your privacy every day In modern life, privacy is no longer a given - people are being tracked on their daily commute, at work, online, and when they're shopping. That's because data is valuable. In 2018, American companies spent an estimated $US19 billion attaining and interpreting consumer data.

How coffee and socialisation can facilitate a more creative environment in your office Whether you work in finance or design, a thriving atmosphere of creativity is integral to the functioning of any business. Unbound by the constraints of its artsy connotations, creativity as a concept can influence problem-solving, produce new avenues of business and introduce collaborative ways of working.

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