10 things you need to know this morning in Australia

Good morning.

Buy now, pay later shopping app Klarna, which lets you buy from any store with no late fees, has launched in Australia. Here's how it works.

Klarna, the Swedish buy now, pay later platform launched in Australia on Thursday. The shopping app works with all retailers and does not currently charge late fees to consumers.

The CEO of Swedish fintech giant Klarna says his company is 'much more' than a buy now, pay later platform – as it launches in Australia

Swedish fintech company Klarna is launching its shopping app to Australia. The app offers buy now, pay later and other flexible payment options through an end-to-end shopping experience, distinguishing it from services at checkout like Afterpay.

Sound Relief 2020, a series of bushfire relief concerts to be held in March, has been cancelled as organisers say it won't produce an 'impactful result'

Sound Relief 2020, a series of bushfire relief concerts, has been cancelled. Sound Relief announced the cancellation on social media, saying it won't be going ahead in March.

Aussie buy now, pay later companies are killing credit cards for younger generations – and it shows the changing nature of retail

The rapid rise of Australian buy now, pay later (BNPL) companies has helped erode the use of credit cards for younger generations. Exclusive research provided to Business Insider Australia shows that one BNPL company, Afterpay, alone commands a larger market share than the entire credit card sector, 17% versus 12%.

KPMG predicts more collapses are on the way in Australian retail's 'killing season'

The growing popularity of Black Friday promotions, a shift to online shopping and burgeoning debt levels have contributed to the recent spate of retail collapses, according to the administrator of struggling clothing chain Jeanswest.

The World Health Organisation just declared the coronavirus outbreak a global health emergency because it could spread to countries that aren't prepared

The World Health Organisation on Thursday declared the coronavirus outbreak that started in Wuhan, China, a global health emergency. At least 170 people have died and 8,100 other people have caught the virus - more than the total number of cases during the 2003 SARS coronavirus outbreak.

The Wuhan coronavirus seems to have a low fatality rate, and most patients make full recoveries. Experts reveal why it's causing panic anyway.

The outbreak of a novel coronavirusin Wuhan, China, has sparked fear and anxiety around the world despite the virus' low fatality rate. People's psychological reactions to infectious diseases can sometimes be overblown and do more harm than good, some experts say.

Here are 6 serious flaws with the government's plan to evacuate Australians from Wuhan and quarantine them on Christmas Island

Australians trapped in Wuhan amid the coronavirus outbreak will be flown to Christmas Island to be quarantined under a new government plan, should they elect to do so.

This Australian has racked up nearly 10 million frequent flyer points – here are his tips

Tasmanian Matthews Tyson has earned around 10 million points through all the frequent flyer programs he has signed up to. Tyson has been a member of several frequent flyer programs for more than 40 years, including Qantas Frequent Flyer, Velocity Frequent Flyer, Air New Zealand Airpoints and Singapore Airlines' KrisFlyer.

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